When you enroll in medical, dental and vision coverage, premiums are automatically deducted from your paycheck on a pre-tax basis. In addition, you may elect annually to contribute towards a flexible spending account for unreimbursed medical expenses and/or dependent daycare expenses. You may enroll when first eligible, during our annual open enrollment opportunity, or if you experience certain qualified events, e.g. marriage, divorce, birth of child, loss of other coverage, change in dependent eligibility, etc. Please refer to the Flexible Benefit Plan Summary Plan Description for more details.