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Life and Disability Insurance

Life Insurance

Bentley provides to full-time and part-time benefits eligible employees basic life and accidental death and dismemberment (AD&D) insurance coverage, both equal to one times annual base salary up to $300,000. Enrollment is automatic. Bentley pays the premiums, but employees are taxed on the value of life insurance greater than $50,000.

An employee may purchase supplemental life insurance coverage of up to 5 times base earnings to a maximum of $650,000. Medical underwriting is required for amounts above the lesser of three times your salary and $325,000 and for coverage elected after your initial enrollment period.  

Also available for purchase is spouse / domestic partner dependent life insurance coverage from $10,000 to $100,000. Medical underwriting is required for amounts above $30,000 and for coverage elected after your initial enrollment period. Coverage for dependent children up to age 26 may be purchased in the flat amount of $10,000 per child. The cost is the same to cover one or more children. Employee and spouse coverage amounts are reduced to 50% at age 70.

Full-time and part-time employees covered under the Life Insurance through Reliance are eligible for the Travel Assistance Program.  See also the Description of Covered Services. 

For additional information on life/AD&D insurance:
Reliance Life/AD&D Insurance Summary 

Life and AD&D Certificate

Visit Reliance Standard for more information

Long-Term Disability Insurance

Bentley provides long-term disability (LTD) coverage to full-time employees at 60% of annual base earnings up to $200,000, for a maximum monthly benefit of $10,000. Employees who have been unable to work for six consecutive months are eligible to apply for long-term disability benefits. Reliance Standard, Bentley’s long-term disability carrier, determines whether an employee qualifies for long-term disability benefits and for how long. Enrollment is automatic. Bentley pays the premiums, but employees are taxed on the value of those premiums so that benefits are tax-free to the employee if collected.

Full-time employees of Bentley covered under the Long Term Disability insurance through Reliance are eligible for Identity Theft Recovery Services.

For additional information on LTD insurance:
Reliance Long Term Disability Summary

Long Term Disability Certificate

Visit Reliance Standard for more information

Individual Disability Insurance

Bentley provides additional long-term disability (LTD) coverage to employees at 60% of annual base earnings above $200,000, up to a maximum monthly benefit of $5,000. An application to The Standard Insurance Company is required to issue the individual policy.  Bentley pays the premiums, but employees are taxed on the value of those premiums so that benefits are tax-free to the employee if collected.  Upon termination you may continue this policy at your own expense.