You are here

Types of Financial Aid

There are many factors that go into how we create your financial aid package.

We use two different methods to determine the specific funds that may be awarded to you: one to assess your eligibility for federal and most state aid programs, and one to evaluate your eligibility for Bentley funds.

Depending on your circumstances, you may receive one or a combination of:


If you’ve excelled in the classroom, you may be eligible for a scholarship based on academic achievement. Ranging from one-third to full tuition, these awards are not based on financial need and do not need to be repaid.

All freshman students are automatically considered for these scholarships as part of the admission process. No separate application is required. To learn more about merit-based scholarships at Bentley, please visit the Office of Financial Assistance's website.


Bentley grants vary in amount based on your family’s need and don’t need to be repaid. We’ll determine your eligibility for these funds if you apply for need-based aid by completing the FAFSA and CSS PROFILE.

You also may be eligible for federal and state grants to help meet your need. Top athletes may be awarded need-based grants to supplement Bentley grants. To learn more about grants at Bentley, please visit the Office of Financial Assistance's website.

Student Loans

A low-interest educational loan, the Federal Stafford Loan offers two options:

  1. Subsidized. For students with financial need, the subsidized loan does not accrue interest and no payments are required while you are enrolled.
  1. Unsubsidized. For students without financial need, the unsubsidized loan does accrue interest while you are enrolled. You can either pay this while you are in school, or defer the interest payments until you graduate.

The borrowing limits for this loan are:

Freshmen: $5,500 (no more than $3,500 subsidized)
Sophomores: $6,500 (no more than $4,500 subsidized) 
Juniors and seniors: $7,500 (no more than $5,500 subsidized)

If you have significant financial need, we also may offer you a Federal Perkins Loan with a fixed interest rate of 5 percent, which does not accrue while you are enrolled. Please click here to learn more about student loans available at Bentley.

Work Opportunities

Gain new skills by taking an on-campus job through programs funded by the federal government and Bentley. Off-campus positions are available as well through our service-learning program. To learn more about Bentley's work opportunities for students, please visit the Office of Financial Assistance's website.

Other Resources

Additional resources you may be eligible to use to meet your Bentley costs include:

Outside Scholarships

In most cases, outside scholarships won’t impact your Bentley financial aid award. Research what’s available at sites like:

Payment Plans

Spread your college costs over five months each semester through our payment plan.

Federal PLUS Loan

The Federal PLUS Loan offers a relatively low interest rate fixed at 7.9 percent; the repayment period extends up to seven years.

Massachusetts Educational Financing Authority

MEFA offers fixed-rate parent and student loans with immediate, deferred or interest-only repayment options.

Private Lenders

Variable-rate loans are available through private banks and lenders. A U.S. co-signer is usually required if the student is the primary borrower. 


Earn a two-, three-, or four-year scholarship for up to full tuition from the U.S. Reserve Officer Training Corps through our partnership with the ROTC program at Boston University.