Gifts That Generate Income

A charitable gift annuity allows you to make a gift to Bentley in exchange for fixed payments for life.

For many donors, a gift annuity offers peace of mind. Payments never change, regardless of market conditions, and the remaining funds ultimately support the areas of Bentley that matter most to you.

A charitable gift annuity may appeal to you if you are looking for:

• Steady, predictable income.
• Potential tax benefits and partial tax-free income.
• A meaningful way to support future generations of Bentley students.
• A simple giving arrangement that aligns philanthropy with financial security.

Many alumni appreciate knowing that their gift will continue supporting students long after their lifetime—helping future Falcons discover the same opportunities that shaped their own journeys.

* Not registered in all states. Contact our office to learn more about CGAs.

Some donors wish to generate income while also making a more substantial future commitment to Bentley. A charitable remainder trust can help accomplish both goals.

These arrangements can provide income for you or your loved ones while allowing you to turn appreciated assets into a powerful investment in Bentley’s future.

Donors often consider a charitable remainder trust when they:

• Have appreciated assets they would like to put to work more effectively.
• Want income for themselves or family members.
• Seek flexibility as part of a broader financial or estate plan.
• Hope to create a significant future gift to Bentley.

Ultimately, the trust can support scholarships, faculty excellence, student experiences, or other priorities that prepare graduates to lead with integrity, innovation, and purpose.

A Qualified Charitable Distribution — sometimes called an IRA charitable rollover — allows you to transfer funds directly from your IRA to Bentley University. If you are 70½ or older, a QCD: 

• Is excluded from your taxable income 
• Counts toward your Required Minimum Distribution (RMD) 
• Does not generate a charitable income tax deduction, but avoids tax on the RMD distribution

IRA-Funded Charitable Gift Annuity

Under current federal tax law, eligible donors may make a one-time QCD to establish a charitable gift annuity.

Key guidelines include:

• This opportunity may be used once in your lifetime
• The gift is subject to a federally defined dollar limit
• All annuity payments are treated as taxable income
• You may include your spouse as an annuitant
• There is no income tax charitable deduction — but no tax on the QCD itself

This approach allows you to turn IRA assets into reliable lifetime income while making a lasting investment in Bentley’s future.