Gifts That Generate Income
Income for you. Impact for Bentley.
Some gifts can support both your financial goals and Bentley’s future.
Life-income gifts, such as charitable gift annuities and charitable remainder trusts, can provide payments to you or your loved ones while creating future opportunities for Bentley students.
Whether you’re planning for retirement, exploring ways to give or looking for potential tax benefits, these arrangements can offer a meaningful balance between personal financial planning and philanthropy. In time, your gift can help expand access to a Bentley education, strengthen academic excellence and support the experiences that prepare future generations of business leaders.
Charitable Gift Annuities (CGA)
Receive fixed lifetime payments, a charitable tax deduction and the opportunity to support Bentley through a future gift.
A charitable gift annuity (CGA)* allows you to make a gift to Bentley in exchange for fixed payments for life.
Many donors appreciate the simplicity and predictability of a gift annuity while knowing that their gift will create opportunities for future students. Payments remain the same regardless of market conditions, and the remaining funds ultimately support the areas of Bentley that matter most to you.
A CGA may be worth considering if you are looking for:
- Fixed payments for life
- Potential tax benefits, including partially tax-free income
- A meaningful way to support future generations of Bentley students
- A gift that combines charitable impact with financial security
*Not registered in all states. Contact our office to learn more about CGAs.
Charitable Remainder Trusts (CRT)
A charitable remainder trust allows you to provide income for yourself or others while making a significant future gift to Bentley University.
A charitable remainder trust can provide income for you or your loved ones while also creating a significant future gift for Bentley.
You can turn appreciated assets into income while supporting opportunities for future Bentley students.
This option may be worth considering if you:
- Have appreciated assets you’d like to put to work more effectively
- Want income for yourself or loved ones
- Are seeking flexibility as part of your financial or estate plans
- Hope to make a significant future gift to Bentley
Over time, your trust can support scholarships, academic excellence and the experiences that prepare future generations of business leaders.
Qualified Charitable Distribution (QCD)
Donors can create a one-time charitable gift annuity using their IRA.
A Qualified Charitable Distribution (QCD), sometimes called an IRA charitable rollover, allows you to transfer funds directly from your IRA to Bentley University. If you are 70½ or older, a QCD can be a simple, tax-wise way to give:
- A QCD is excluded from your taxable income
- It counts toward your Required Minimum Distribution (RMD)
- It makes an immediate impact at Bentley
IRA-Funded Charitable Gift Annuity
Under current federal tax law, eligible donors may make a one-time QCD to establish a charitable gift annuity.
You can turn your IRA assets into future support for Bentley while receiving fixed payments for life.
Key guidelines include:
- This opportunity may be used once during your lifetime
- The gift is subject to a federally defined dollar limit
- All annuity payments are treated as taxable income
- You may include your spouse as an annuitant
- There is no charitable income tax deduction
This approach allows you to convert IRA assets into reliable lifetime income while creating opportunities for future Bentley students.
Calculate Your Income and Tax Benefits
Start the Conversation
We’re here to help — please don’t hesitate to call us at 781-891-2475 to speak with a member of the Gift Planning Team.
Join the 1917 Society
When you inform Bentley of your plans, you will be invited to join the 1917 Society, a community of alumni and friends whose vision and generosity help strengthen the university and inspire future generations of business leaders.