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Loan Options

Private alternative loans provide supplemental funding to help pay direct and indirect educational expenses. Parents or students apply for these loans directly with private lenders; however, Bentley is required to certify your loan eligibility. Before considering alternative loans, make sure you have determined whether you are eligible for federal Direct loans (formerly called Stafford loans) such as the federal and federal PLUS Loans, as these loans may offer more favorable terms and conditions. Private loans are not based on financial need, but the borrower and co-signer must meet credit and other eligibility requirements, which vary by lender. We encourage you to carefully compare rates and terms of alternative loans before making any decision on what loan program is best for you and your family. 


You are responsible for determining the amount you wish to borrow. Bentley will certify your loan for the cost of attendance, less financial aid, unless you specify an amount lower than this number. Our office has created a list of lenders you may wish to consider based on their service and longevity. You may use any lender you would like, and are not obligated to choose one from this list.