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Risk Management

Motor Vehicle Record Matrix

No. of accidents (last 3 years.) No. of violations (last 3 years.)* Determination
0 0 Clear
0 1 Acceptable
0 2 Acceptable
0 3 Borderline
0 4 Poor
1 0 Acceptable
1 1 Acceptable
1 2 Borderline
1 3 Poor
1 4 Poor
2 0 Borderline
2 1 Borderline
2 2 Poor
2 3 Poor
2 4 Poor
3 0 Poor
3 1 Poor
3 2 Poor
3 3 Poor
3 4 Poor

*Any major violation in the last three years automatically results in a "poor" motor vehicle record. Major violations include: driving under the influence of liquor or drugs; driving while impaired; reckless driving; careless driving or racing/speed contest; failure to report an accident; making a false accident report; vehicular homicide or manslaughter; attempting to elude a police officer; driving while license is suspended or revoked.